FRAUD THROUGH BANK CARDS: CRIMINOLOGICAL ANALYSIS (ON THE EXAMPLE OF UZBEKISTAN)
Keywords:
bank card, fraud, cyber fraud, criminological analysis, social engineering, fishing, OTP code, anti-fraud system, electronic payments, digital evidence, bank security, crime preventionAbstract
This article analyzes the criminological characteristics of fraud committed through bank cards, the mechanism of its commission, the peculiarities of the perpetrator and the victim, as well as the legal and organizational mechanisms for preventing such crimes. The study examines the legal and criminal basis for fraud through bank cards in Uzbekistan, including Article 168 of the Criminal Code, the Law on Payments and Payment Systems, and regulations in the field of cybersecurity. The main methods of fraud related to bank cards are considered, including fishing, social engineering, interception of SMS codes, malicious applications, online commerce, and online credit formalization in the name of the victim.Downloads
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